Top Ranked Public Records Sites

Service Provider
Score
Description
  • TruthFinder
    9.8

    TruthFinder is an intuitive background check service that offers detailed reports, including public records, contact information, and more. Its user-friendly interface and accurate results make it a top choice for those seeking reliable background information.

  • Instant Checkmate
    9.6

    Instant Checkmate is a powerful background check service that offers features such as reverse phone lookup and Deep Web search. It provides users with comprehensive reports, making it easy to access vital information quickly.

  • BeenVerified
    9.3

    BeenVerified is a user-friendly background check service that provides access to a wide range of information, including people searches and property records. Its extensive database and affordable subscription options make it a convenient choice for thorough background checks.

Do Mortgage Lenders Check Public Records

Mortgage lenders often check public records as part of their background checks when assessing a borrower's financial reliability and creditworthiness. Public records can reveal crucial information such as property ownership, liens, bankruptcies, and public legal judgments. By examining these records, lenders gain insights into an applicant's financial history and stability, allowing them to make informed lending decisions. This process helps mitigate risks and ensures compliance with lending regulations, ultimately protecting both the lender and the borrower in the mortgage transaction.

 

do mortgage lenders check public records
4.7 stars -2260 reviews